http://www.austlii.edu.au/au/cases/vic/VSC/2015/21.html
REAL PROPERTY – Torrens system land – Whether registered mortgage secures amount owing under forged loan agreement – Held: on proper construction of the mortgage the amount owing under the forged loan agreement was not secured – Provident Capital Ltd v Printy [2008] NSWCA 131; Perpetual Trustees Victoria Ltd v English & Anor [2010] NSWCA 32; Perpetual Trustees Victoria Ltd v Cox [2014] NSWCA 328; Westpac v Clark [2009] NZSC 73; [2010] 1 NZLR 82, followed and applied – Solak v Bank of Western Australia Ltd [2009] VSC 82 not followed.
TRUSTS – Transfer of land by husband to wife for love and affection – Resulting trust – Whether presumption of advancement rebutted – Held: presumption rebutted on the facts – Wirth v Wirth [1956] HCA 71; (1956) 98 CLR 228, 235-6; Nelson v Nelson (1995) 184 CLR 538, 600-2; Calverley v Green [1984] HCA 81; (1984) 155 CLR 242, 247; Damberg v Damberg & Ors [2001] NSWCA 87, [44]-[45], applied.
AGENCY – Whether husband authorised to sign wife’s name on mortgage and related loan agreements – Agency not established on the facts – Garnac Grain Co Inc v HMF Faure & Fairclough Ltd [1968] AC 1130, 1137 applied.
RATIFICATION – Whether forged loan agreements capable of ratification by person whose signature has been forged – Held: forged loan agreements were nullities and incapable of ratification – Northside Developments Pty Ltd v Registrar-General [1990] HCA 32; (1990) 170 CLR 146, 199-200; Greenwood v Martins Bank Ltd [1932] 1 KB 371 378-9; Rowe v B & R Nominees Ltd [1964] VicRp 59; [1964] VR 477, 482-3, applied – No ratification established on the facts of the case in any event – Leybourne v Permanent Custodians Limited [2010] NSWCA 78, [131]-[134] applied.